government publication microcredit sustainability

books:

Sustainability of a Government Targeted Credit Program: Evidence from Bangladesh (World Bank Discussion Paper)
Shahidur R. Khandker, Zahed H. Khan, ...

World Bank Publications, 1995

Household and Intrahousehold Impact of the Grameen Bank and Similar Targeted Credit Programs in Bangladesh ...

1 review
Mark Martin Pitt, Shahidur R. Khandker

World Bank Publications, 1996

Econometric Approach
Gives an interesting methodology - using fixed effects - in order to remove possible endogeniety inherit within evaluating the impact of microfianance institutions. It goes into a great deal of detail on the topics of building the model and the econometric approach... however it attempts to run too many equations and therefore lacks a detailed discussion of the results and theory for each ...

Fighting Poverty with Microcredit: Experience in Bangladesh (World Bank Publication)

1 review
Shahidur R. Khandker

A World Bank Publication, 1998

Group-based lending that works
Three microcredit programs (Grameen Bank, BRAC and RD-12) are thoroughly discussed and evaluated as instruments for poverty reduction. With loan recovery rates higher than 90% for landless borrowers, group-based lending (that is, group guarantee to repay individual loans) is the key to substantial household economic improvement - 5% of participating households lift themselves out of poverty ...