If you are serious, this will work for you!

books:

	• The Total Money Makeover: A Proven Plan for Financial Fitness Dave Ramsey Thomas Nelson, 2007 - 272 pages average customer review:based on 390 reviews view larger image
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highly recommended

Learned a Thing or Two

This book didn't open my eyes as much as I was expecting, but I'm sure I gleaned a few ideas from it. We aren't really in a state of financial meltdown, so I don't think the book applied to us as much, but for those who have serious budgeting/spending/or debt problems I am sure this book would be quite useful.

Love Ya, Dave, but......

there is a lot of fluff about not getting in credit card debt, but if you are like my family and don't have to get caught up and just want to get ahead, there was not much content. I love dave ramsey and his philosophy, but there was not enough in this book to justify the purchase. It would have been better to get from the library as I will not be using it much as a resource. The baby steps are all I got from it.

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Easy to Read and Motivational

Like lots of other reviewers said, this book is easy to read and can be done in a year or two. His approach to getting out of debt and saving for college funds and retirement is extremely easy. Here's the catch: YOU HAVE TO CHANGE YOUR BEHAVIOR! Like he says on his radio shows, money management is 20% skills and 80% behavior (hope I'm quoting that right) and so you have to really focus on changing your habits and thinking. Thus the reason why he overloaded the book with real-life success stories and other real examples of what not to do and what can come from following his easy steps. It's not fluff; just motivation.

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If you are serious, this will work for you!

The principals in this book are as basic as they come. It is how we all should live our lives. Unfortunately, consumer debt has become a fabric of our lives.

This book will put you on the path of financial freedom if you are serious about changing your behavior.

LOVE this book!!!!!!!!!!!!!

If you were to read ONE book about financial success, I would recommend this book over any other. Dave Ramsey has everything right on, and while he admits that he didn't create the principles in the book, he lays the road to financial success out step by step in such a way that ANYBODY in ANY stage of life with ANY type of income can follow. It takes time to get through all the steps--I myself am not even half way through--but I have already made HUGE strides that I woudln't have made if I hadn't read the book. I have already paid off a LOT of my debt, and I will be completely debt free within the next couple months, and I give a lot of credit to this book. I feel like, having read this book, I will have a very successful financial future that not many people will have... and it's not because I make a ton of money. Thanks to Dave Ramsey for a wonderful book.

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reviews: 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, page 14, 15, 16, 17, 18, 19, 20

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