Nothing you cant get for free from his TV or radio show

books:


	• The Total Money Makeover: A Proven Plan for Financial Fitness Dave Ramsey Thomas Nelson, 2007 - 272 pages average customer review:based on 367 reviews view larger image
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highly recommended

Nothing you cant get for free from his TV or radio show

If he was just an author and this is all he ever did I would give it 5 stars. I like his model for success and it is impossible for it not to work for you. But if you watch or listen to his show on the radio or TV then this book is a total waste of time.

There is absolutely no benefit in wasting the time or money reading this book since its merely rehashed (far more entertainingly) on his aired programs.

Great if your spouse is on board

I read this book and dived right into the plan. I was full of enthusiasm and was accomplishing some debt reduction. (Dave Ramsey's talk show works great as a motivator once you've finished the book.) Unfortunately, my husband was not on board with me and fought me every step of the way. I would have liked to have seen a chapter that explained a way to compromise with a spouse. For example, for so many dollars paid off in debt, then we can spend so many dollars on something fun. This plan is a complete sacrifice, and some people don't have that kind of discipline.

After arguing with my husband, I went off the plan and I'm much happier. I know we still have debt and it'll take longer to pay it off, but at least our kids have harmony in the household once again. If your spouse isn't interested in this plan, I wouldn't recommend it. Money, lots of it or lack of it, isn't worth the marriage. However, if your spouse is as eager to do this as you are, you will get far in a short amount of time. It does work.

My personal opinion, keep the car and pay it off when you can. I bought a cheap used car and ended up with $2000 in repairs in the month we had it, and it still needed more work. I don't think it's wrong to make car payments but I do recommend keeping the car for several years after paying it off.

Passion Saving the Path to Plentiful Free Time and Soul-satisfying Work

The Richest Man in Babylon

Yes, You Can Get A Financial Life!: Your Lifetime Guide to Financial Planning

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WARNING

Warning: Only read this book if you're tired of the "normal" everyday cycle of being in debt - being slave to your lenders. Whether it's credit cards, student loans, car loans, mortgages, etc. Dave Ramsey lays out a plan to break the cycle, change your family tree so your children don't think living paycheck to paycheck and owing huge amounts of debts is normal. As Dave puts it, if that's normal then "be weird." Get out of debt and live in TRUE Financial Peace - IT WILL CHANGE YOUR FAMILY TREE! It works, I've done it and so can you!

I gave this book as a wedding present

I enjoyed the simplicity of becoming debt free as outlined in this book. I bought the book to start living on a planned budget since my husband and I are now working together and our monthly income has decreased. Although we are not heavily in debt, we understand the importance of becoming debt free and being proactive about it. My daughter recently married and we gave this as a wedding present with a check at the beginning of the chapter that explains to first start an emergency fund. It was a nice surprise for her and she loved the book. She is sharing it with her friends. Thanks Dave Ramsey!

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A MUST READ!!!!!

THIS BOOK IS ONE OF MY FAVORITES IF NOT THE BEST IN MY LIBRARY! ITS AN EASY READ AND FLOWS SO WELL. I HAVE FOLLOWED THE STEPS AND THEY WORK! HAS A LOT OF HUMOR AND INSPIRATION WHICH IS RARE IN ONE BOOK. THIS BOOK IS WORTH FAR MORE THAN ITS COST! YOU WILL WISH YOU READ IT YEARS AGO.

reviews: 1, 2, 3, 4, 5, 6, page 7, 8, 9, 10, 11, 12, 13, 14, 15, 16

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