Approachable and throrough financial planning

books:


	• The Financial Peace Planner: A Step-by-Step Guide to Restoring Your Family's Financial Health Dave Ramsey Penguin (Non-Classics), 1998 - 288 pages average customer review:based on 24 reviews view larger image
	for more information click here

highly recommended

Financial Peace

This is an excellent product to help people with their finances and establish a budget. Dave Ramsey has a great plan to help people get out of debt and stay out of debt. This should be required reading for all young people entering adulthood.

Helping me control my spending

The only reason I didn't give it 5 stars is because it is a little dated. I bought this book along with Financial Peace Revisited, and I found this one to be more helpful. It is just the basics/outline of the book, but he actually gives examples so you can build your budget worksheets, which i found really helpful.

Having said all that, I highly recommend the books to anyone that doesn't have a written budget. I thought I had one, albeit in my head, but it turned out that I had no idea where our money was going. I was in shock when I really started tracking our spending and found that we were overspending in areas we didn't need to. Now we use cash and our debit card, instead of our credit card and I feel I'm in much more control of our money. One of these days we'll be out of debt...

for more information click here

What I expected

It helps to see budgets in black and white and be reminded how simple it is supposed to be for us.

Approachable and throrough financial planning

Dave Ramsey speaks from experience. He is incredibly black and white, and full of faith. I actually did some of the things he recommended in the past when I was younger and had debt, and not only did they work, they gave me an incredible sense of control.

This book is a very approachable method in reviewing and planning your finances. It is intended to be used by implementing a chapter a week, but if you have already accomplished the beginning items, you can move a bit faster...as long as you pay attention to the lessons you are skipping and are sure you understand them.

The characters he uses for illustration purposes are one dimensional, but readers can easily see themselves or those close to them in the characters.

The workbook is NOT BORING, NOT DRY, and easy to understand. It can be used in conjunction with the Financial Peace (or Financial Peace Revised) book, but works well on its own. After reading it, if you are understanding that materialism is good, but not to be worshipped, you can accumulate a good bit of wealth in a reasonable period of time.

The book is very motivating. Anyone can understand it, anyone can use it. You don't have to be broke, up to your eyeballs in debt or bankrupt to appreciate it. In fact, you'll have a leg up on those who are.

If you are looking for a way to plan you future, are facing a promotion and want to be wise with your money, or are just interested in a basic, non-threatening way to learn about home economics and investing, this is the book to read.

Comes with great forms to help you evaluate equity, learn about your household budget (he calls it a 'cashflow' plan), percentages of income should be dedicated to what expenses, etc.,etc.

for more information click here

A Must Read!

Dave Ramsey hits it on the head - I wish I had read it at 18 years old. Personal money management can be tough, but this book (as well as all the Dave Ramsey books) gives very clear, concise instruction on how to manage your life's fortune (or how to create a life's fortune).

He is hysterical and animated - It's easy, fun reading.

reviews: page 1, 2, 3, 4, 5

hot