Dave Ramsey's Envelope System

books:


	• Deluxe Executive Envelope System: Dave Ramsey's Financial Peace University With Envelope And Other And ... Dave Ramsey Lampo, 2003 average customer review:based on 14 reviews view larger image
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highly recommended

Definitely Worth the Price

I wanted to start using an envelope budgeting system, but was trying to decide between this and the online mvelopes system. Mvelopes looked great, but charges a monthly fee that really adds up over time. This is far more cost effective! And I suspect it's a better way to change behavior because you can actually see the dollar bills as you spend them - or don't spend them. I never noticed the materials being cheap - but I'm pretty practical so the function is more important than the look. For what I paid, I can afford to buy a new one in a year if I need to!

I was very nervous about using cash. But this system makes it easy. Before, I would systematically run out of money 5 or 6 days before payday. But since starting this system a few months ago, I have built up a cushion of several hundred dollars in my checking account, made extra payments to my credit cards, and seldom overspend in any category. There were more than enough envelopes for me - I don't pull out cash for every single budget category. Only those that are discretionary. But you can always order extra envelopes if you need them. I can't wait to see where I am after a year of using this system.

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Helps with organization

I am very pleased with the envelope system. It has made me aware of the amount of money that we as a family spend. It also is very beneficial in helping us stay on budget for the month. I recommend it. The reason for the three stars is that it is bulky and the check book dooes not fit snugly, other than that it is fine.

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Dave Ramsey's Envelope System

I found this item very helpful with my budget, although it is too large for a man to just tuck away in his pocket, so if your a man get used to carrying it. It has a great system to log your purchases to keep you true to your budget, although how does one put new envelopes into the binder when the old ones have ripped or had all the log space used up?

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This is a MUST!

If you are implementing the Dave Ramsey system to get out of debt then you definately need this Deluxe Executive Envelope System! It looks like a wallet and all your items fit in it - Debit Card, checkbook, etc.

Dave Ramsey Envelope Sytem

A must for people just starting to budget and learn how to get debt free

reviews: page 1, 2, 3

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